Grievance Redressal
For card-related queries :
Federal Bank
Level 1:
Customer can Call Banks 24-hour customer care on 1800-296-1199.
Customers calling from abroad can call on 0484- 6925000.
Email: scapiafederalcards@federal.bank.in
Level 2 If you have not received a satisfactory response at Level 1 within 10 working days, please send an email to escalate to our Nodal Officer. Email - creditcardescalation@federal.bank.in
Nikhil A Associate Vice President The Federal Bank Ltd. 2nd Floor, Municipal Building, Aluva, Ernakulam, Kerala, India, 683101 Phone: 0484-2866511
Level 3 If your complaint has not been handled properly or there has been a delay in resolving the issue to your satisfaction, please escalate to our Principal Nodal Officer:
Email - support@federal.bank.in
Biju K Executive Vice President Principal Nodal Officer The Federal Bank Ltd. Federal Towers, Aluva, Ernakulam, Kerala, India, 683101
Tel: 0484-2866521
Level 4: If you are still not satisfied with the resolution of your complaint you can approach Banking Ombudsman. Please take note that the first point for redressal of complaints is the bank itself. The complainants may approach Reserve Bank Integrated Ombudsman through the link below.
Write to CRPC in the below address: Reserve Bank of India, 4th floor,
Sector 17, Chandigarh, 160017 RBI Contact Centre – 14448
For BOBcard related queries:
GRIEVANCE REDRESSAL
In the event that you are not satisfied with our services, kindly contact us as per the level below
Level 1
For transaction related queries, please reach out at crm@bobcard.co.in or call 24*7 toll free: 1800 2090 or 1800 1210
Level 2
If your complaint is still unresolved after 5 working days, you can write to:
Mr. Ravi Ranjan Kumar
Grievance Redressal Officer
BOBCARD LIMITED (formerly known as BOB Financial Solutions Limited)
15th Floor, 1502/1503/1504, DLH Park
S.V. Road, Goregaon (West)
Mumbai - 400104
Email - escalations@bobcard.co.in
Phone: +91-22- 69753600
You can also register your grievances by visiting https://www.bobcard.co.in/grievance-and-redressal
For travel-related queries :
Level 1: For quickest response, please go to the Scapia Support section on the Scapia App and select the relevant option for support. For any complaints, reach out to Scapia Telephone number: +91 8951387878 or email us at care@scapia.cards
Level 2: If you are not satisfied with the response from Level 1, please escalate the issue to our grievance officer Mr. Aniruddh Agrawal. You can reach out to the officer at grievance@scapia.cards or you can send your complaint in writing at : Attn : Grievance Officer, Scapia Technology Private Limited, 2nd floor, Tower B, Mantri Commercio, Kariyamma Agrahara, Bellandur, Karnataka 560103, India
Level 3: If you are not satisfied with the response from Level 2, please escalate the issue to our nodal officer Ms. Deepa Krishnan. You can reach out to the officer at ccnodaloffice@scapia.cards or you can send your complaint in writing at : Attn : Grievance Officer, Scapia Technology Private Limited, 2nd floor, Tower B, Mantri Commercio, Kariyamma Agrahara, Bellandur, Karnataka 560103, India
For CIBIL Credit Report related queries (Transunion CIBIL) or Withdrawing consent given to Scapia to access credit bureau information:
Level 1:
For quickest response, please reach out to CIBIL team directly at https://www.cibil.com/contact-us-faq
For withdrawing the consent given to Scapia for accessing the credit bureau information reach out to Scapia Telephone number: 080-65199888 or email us at care@scapia.cards. You will be notified through a confirmation email after the withdrawal of consent is complete.
Level 2:
If you are not satisfied with the response from Level 1, please escalate the issue to our grievance officer Mr. Aniruddh Agrawal. You can reach out to the officer at grievance@scapia.cards or you can send your complaint in writing at : Attn : Grievance Officer, Scapia Technology Private Limited, 2nd floor, Tower B, Mantri Commercio, Kariyamma Agrahara, Bellandur, Karnataka 560103, India
Level 3:
If you are not satisfied with the response from Level 2, please escalate the issue to our nodal officer Ms. Deepa Krishnan. You can reach out to the officer at ccnodaloffice@scapia.cards or you can send your complaint in writing at :
Attn : Grievance Officer, Scapia Technology Private Limited, 2nd floor, Tower B, Mantri Commercio, Kariyamma Agrahara, Bellandur, Karnataka 560103, India
Scapia has a defined turnaround time of 7 working days for all queries, 14 working days for all requests and 30 calendar days for Complaints. If any case/transaction is related to a third party or an entity outside Scapia, then the TAT will be dependent on the respective clearing house/other banks/ partners /network providers/regulator etc. Resolution time will include this TAT along with Scapia’s resolution time.
If you are not satisfied with the resolution provided through various channels, then you can escalate the issues to the next higher level, as displayed in the escalation matrix.