Bengaluru, November 5, 2025: Scapia, India’s leading travel-first fintech platform, and Federal Bank announced the launch of the Add-On Card feature for the Scapia Federal Credit Card. This first-of-its-kind, differentiated add-on experience empowers users to share credit, travel benefits, and rewards with loved ones, while ensuring complete independence and transparency for every user.

Anil Goteti, Founder & CEO, Scapia, said, “With this launch, our goal is to make it easier for customers to share the Scapia experience and its privileges with their loved ones. The Add-On Card reflects our vision of building financial products that are inclusive, transparent, and empowering. It’s one of the most requested features from our users, and we are proud to deliver it in a way that offers true autonomy and control.”

Virat Diwanji, National Head, Consumer Banking, Federal Bank, said “Federal Bank’s partnership with Scapia continues to focus on building differentiated, customer-centric credit experiences. This Add-On Credit Card represents another step in offering innovative solutions that combine financial empowerment with everyday convenience. We are pleased to collaborate on a product that truly redefines the add-on card experience in India.”

The Scapia Federal Add-On Credit Card enables primary cardholders to share their credit line and travel privileges with family members and loved ones (upto three add-on cards), while ensuring every user enjoys complete autonomy. For instance, from a ₹2 lakh credit limit, a primary cardholder can allocate ₹20,000 to an add-on user aged 18 or above. Each add-on user receives a full Scapia app experience, with direct OTPs, personalised transaction visibility, and the ability to earn and redeem Scapia Coins. Both primary and add-on cardholders enjoy unlimited domestic lounge access, zero forex fees, and industry-leading rewards,  once they individually meet the spend criteria on their respective cards.

The onboarding process is 100% digital and seamless. Once the add-on cardholder completes KYC, they receive an instant virtual card, followed by a physical card within 5–7 days, ensuring a fast and frictionless setup.

The Scapia Federal Add-On Credit Card addresses a long-standing gap in the Indian credit card industry, where add-on cardholders have traditionally lacked independence and visibility into their transactions. With this launch, Scapia and Federal Bank introduce a new approach that empowers add-on users, while ensuring primary cardholders retain complete control and oversight over shared credit, usage, and rewards.

Key Features of the Scapia Federal Add-On Credit Card

For Primary Cardholders:

• Share travel privileges such as lounge access, zero forex fees, and reward pooling

• Set individual credit limits and view consolidated spends

• Earn more rewards together on combined family spends

For Add-On Cardholders:

• Independent card and app experience

• Direct OTPs and transaction summaries

• Ability to earn and redeem Scapia Coins

• Access to unlimited airport lounge access and travel benefits

The launch of Scapia Federal Credit Card is part of Scapia’s Winter Product Release, which also introduces Scapia Experiences and the Scapia Store. With these new offerings, Scapia now operates across seven travel categories, expanding its reach beyond credit and travel bookings into travel discovery, shopping, and experiences. With every release, Scapia continues to enhance how users travel, and with this latest launch, it moves closer to building a complete travel platform that connects every stage of the traveller’s journey, from planning to payments, shopping to exploration.

About Scapia: Scapia is a travel fintech company driven by the belief that travel enriches both individuals and the world around them. With a commitment to delivering delightful and rewarding experiences at every step, Scapia offers financial products with its banking partners and travel services on its integrated rewards platform. The Scapia-Federal Bank Credit Card has expanded its footprint across 7,500+ pincodes in India and is accepted by millions of merchants in over 150 countries. Scapia is backed by leading investors including Peak XV, Elevation Capital, Z47, and 3STATE Capital.

About Federal Bank: Federal Bank (NSE: FEDERALBNK) is a leading Indian private sector bank with a network of around 1595 banking outlets and 2082 ATMs/Recyclers spread across the country and the Bank’s total business mix  (deposits + advances) stood at ₹ 5.33 Lakh Crore as on 30th September 2025. Capital Adequacy Ratio (CRAR) of the Bank, computed as per Basel III guidelines, stood at 15.71% as on 30th September 2025. Federal Bank has Representative Offices in Dubai and Abu Dhabi that serve as a nerve center for Non-Resident Indian customers in the UAE. The Bank also has an IFSC Banking Unit (IBU) in Gujarat International Finance TecCity (GIFT City). Federal Bank is transforming itself, keeping its principles intact, into an organization that offers services beyond par. It has a well-defined vision for the future as a guidepost to its progress.