If you hold more than one credit card, you know how it goes: different due dates, different apps, different reminders, and the occasional late fee if one slips through the cracks. So if you're looking for one place to manage all your credit card bills, the Scapia app is a great place to do it.
How does credit card bill payment work on Scapia?
The credit card bill payment feature on the Scapia app is a single place where Scapia Co-branded Credit Cardholders can add all their credit cards - across all banks be it HDFC Infinia, SBI Cashback, Axis Atlas, or any other credit card - to get their latest statement alerts and pay them off, all in one place.
With Scapia, your credit card bill payment experience is a smooth and sleek experience – with UX that’s intuitive and design that’s meant to deliver delight with every card you add, statement you monitor, and bill you pay! .
How Scapia makes paying off your credit card bills a breeze (and delightful)
Add with ease
You can add all your credit cards for bill payments in two hassle-free ways:
- Scan and add: Point your camera at your card and we'll capture the details for you.
- Auto-add with one-time SMS permission: If you're an Android user, the Scapia app can automatically detect all your credit cards with a simple SMS read. All you have to do is grant permission on your phone.
Note: Auto-add via SMS is currently available on Android only.
Your Scapia Co-branded Credit Card is automatically added to the Scapia app, no setup needed.
Cool Feature to look out for: When you add your credit cards, they reflect on the app with the same skin as your physical one!
Get your latest bill on time
When your bill is generated, Scapia is one of the firsts to alert you! You get alerts on SMS, Email, and whatsapp – along with the app reflecting your amount due, making it easy to stay on top of your dues!
If you hold a dual-line Scapia Co-branded Credit Card, your statement shows up as one consolidated bill instead of two, so you can pay it off in a single, simple step.
Pay off your bill, hassle-free
Scapia gives you two quick and secure ways to pay:
- UPI: Scapia Pay (Scapia’s in-app UPI) is the fastest way to pay your bills without ever leaving your app. You can also pay through any UPI linked to your bank account by choosing the UPI option at check out.
- Netbanking: Prefer to pay straight from your bank? Select netbanking, choose your bank, and complete the payment through your bank's secure login.
Cool Feature to look out for: Once your bill is paid, the app reflects that your bill is paid. Scroll down, and you can also see your monthly bill trends for the respective credit card.
Now to the best part: Every bill payment comes with a reward!
With every bill payment, you get rewards back up to 100 Scapia Coins! Every 5 coins add up to ₹1, which can be redeemed for travel bookings within the Scapia app, across hotels, flights, trains, buses, visas, experiences, group trips, and shopping.
So you can now pay your credit card bills and earn rewards to travel more!
Looking for a card that turns your everyday spends into rewards for travel?
Get your Scapia Co-branded Credit Card!


































